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YOJNA knows your situation. Then it does the work.

Money, papers, work, and the decisions in between. Type it, say it, or call it.

  • Remembers you
  • Checks things for you
  • Comes back later

Sign-up and your preview cost nothing; conversations need a paid plan. On the web today; phone apps are coming.

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YOJNA
Message YOJNA…

YOJNA does the ordinary things any assistant does. The difference is that it knows you.

Three ordinary days.

  1. What you said

    Rent is due on the 5th and my salary is late again.

    What it remembered
    Your landlord’s name, and that this happened in June too.
    What it did
    Drafted a message to your landlord, then came back to ask whether the salary had come.
  2. What you said

    Here is the electricity bill — it is due on the 12th. Remind me before that.

    What it remembered
    The amount, read from the photo, and the due date.
    What it did
    Set the reminder, sent it in the chat before the due date, then asked if it was paid.
  3. What you said

    My father has a disability certificate. Is there a pension?

    What it remembered
    Your state, and that his certificate is already in your documents.
    What it did
    Found a scheme with its official page, listed the papers, and followed up after you applied.

What it does for you

  • Find what can help

    Benefits, jobs, scholarships, grants and services that fit your situation.

    A scheme, with its official page
  • Know what to do next

    One plan, ordered by urgency and by what you actually qualify for.

  • Get difficult work done

    Documents, applications, reminders, follow-up — everything up to the submit button, which stays yours.

  • Build continuity over time

    It remembers decisions, deadlines and progress. You never start from a blank page.

    What YOJNA knows about me

Everything it does.

Eight areas. All of it comes with a paid plan.

  • It knows your situation.

    You never explain your life twice.

    • It knows your situation before you type.
    • It remembers what you already ruled out.
    • Your own timeline of what actually happened.
    • Switch off whole areas it may remember.
    2 moreShow all
    • It recalls what you told it, in any language.
    • Change a detail and your steps change too.
  • Ask it anything.

    Money, papers, work — one conversation.

    • Ask anything; it answers knowing your situation.
    • Photograph a letter and ask what it means.
    • Ask something hard; it goes and finds out. deeper answers are metered by plan
    • Ask for a picture; it makes one.
    3 moreShow all
    • Send a PDF and ask what it means.
    • Pick a quick answer or a deeper one. the deeper one on Pro and above
    • Every conversation names itself; search them all.
  • It does the work.

    It writes, calculates and prepares, not just advises.

    • It writes the letter, ready to send.
    • It does the maths on your actual numbers.
    • Big decisions laid out side by side.
    • Dates you agree land in your calendar.
    • Watch it work, and answer it mid-run.
  • Goals that become steps.

    Debt, income, career — and anything you name.

    • Five areas ready: debt, income, career, stability, opportunity.
    • Add your own goal; it becomes real steps.
    • Your three numbers, up front.
    • Steps you tick off, with real due dates.
    • It revisits a stuck goal without you asking.
  • Papers and what you can claim.

    Checked against your facts, not guessed.

    • It tells you which papers you’re missing.
    • It checks live sources while you wait.
    • It filters out the pay-to-apply scams.
    • It prepares your application; you submit it.
    2 moreShow all
    • It warns you before your papers expire. when the paper carries a printed expiry date
    • Track everything you applied for, in one list.
    How it checks what it finds
  • It keeps watch.

    Dates chased, loose ends followed.

    • Open it and see what needs you today.
    • Say remind me; it actually reminds you.
    • A weekly review of what moved and slipped.
    • After a rejection it shows what’s still open.
    • Pick your topics, get a daily briefing. when you ask for it
  • When you’d rather just talk.

    Some things are easier said than typed.

    The call and reading aloud need the top plan.

    • Say it out loud instead of typing. where your phone supports speech
    • Call it and talk, face to face.
    • Pick the voice and face you prefer.
    • Answers read aloud in your language.
    • Everything said in a call stays in chat.
  • Your language, your data, your control.

    You decide what it knows and what you pay.

    • Use it in your own language, properly.
    • Sign in with your number. No password.
    • See what you’ve used and what’s left.
    • In a crisis it gives real helplines.
    3 moreShow all
    • Set it up for a parent, honestly. the account and the code stay theirs
    • Switch off being measured, wherever you live.
    • Built for screen readers and big text.

What you actually use.

Your companion, on a call
The conversation
What YOJNA knows about me
Your next steps, in the conversation
Your documents
A scheme, with its official page

1 / 6Your companion, on a call

It remembers you — and you stay in control.

You can see everything it remembers, correct it, or tell it to forget.

What you told it · What YOJNA worked out

Encrypted in transit, never sold, never shared with advertisers. Delete your account and your personal data from inside the app.

Your data rights

The models inside YOJNA.

YOJNA’s own in-house AI models. Not for the public — not sold, not licensed, no API. They exist only inside YOJNA.

  • YOJNA 1.0

    For everyday answers.

    • Reads your situation and what is urgent in it.
    • Finds options it can source, and says when one is unverified.
    • Writes the plan and updates it when your facts change.
  • YOJNA 1.0 Pro

    For the harder questions.

    • Money maths, comparisons, questions with several parts.
    • Slower — it thinks harder before it answers.
    • The deeper answers in paid plans come from here.

Why the next word does not decide.

A language model predicts the next word. It does not know whether the sentence is true, and it does not know you. YOJNA does not let the next word decide your life.

  • A memory you can see and correct.
  • Rules decide eligibility — never the model.
  • A catalogue checked against official pages, and marked where a check is still pending.
  • Next steps worked out from your facts.
  • Safety rules: nothing happens in your name until you confirm.

What is next

Next: models we train ourselves on the work of understanding real situations. That is where this is going, not where it is today.

How the AI works

How it checks what it finds.

  • Each one shows its official page, or says there is none yet.
  • You open the original page yourself.
  • When something is uncertain, it says so.

Divyang Pension Scheme

Social Welfare Department · Uttarakhand

Verification:

Monthly pension

Source
myscheme.gov.inOfficial
Link last checked
Sep 1, 2026
Eligibility
You may qualify — YOJNA cannot check this one for you yet.
Deadline
None recorded
Documents it asks for
  • Disability Certificate
  • Aadhaar
  • Bank Passbook
Open the official page

Where YOJNA works today.

Available means you can sign in and use YOJNA here today.

Where YOJNA works today.
CountryStatusWhat is still coming
AustraliaAUAvailable
FranceFRAvailable
GermanyDEAvailable
IndiaINAvailable
IrelandIEAvailable
NetherlandsNLAvailable
New ZealandNZAvailable
South AfricaZAAvailable
United KingdomGBAvailable
15 more countries being enabled · 6 not yet availableShow all countries
  • Bangladesh BDLimited — sign-in pending
  • Canada CALimited — sign-in pending
  • Kuwait KWLimited — sign-in pending
  • Malaysia MYLimited — sign-in pending
  • Mexico MXLimited — sign-in pending
  • Nepal NPLimited — sign-in pending
  • Nigeria NGLimited — sign-in pending
  • Oman OMLimited — sign-in pending
  • Pakistan PKLimited — sign-in pending
  • Philippines PHLimited — sign-in pending
  • Qatar QALimited — sign-in pending
  • Singapore SGLimited — sign-in pending
  • Sri Lanka LKLimited — sign-in pending
  • United Arab Emirates AELimited — sign-in pending
  • United States USLimited — sign-in pending
  • Brazil BRNot yet available
  • China CNNot yet available
  • Indonesia IDNot yet available
  • Japan JPNot yet available
  • Kenya KENot yet available
  • Saudi Arabia SANot yet available
Available
Sign in and use YOJNA here today.
Limited — sign-in pending
Phone sign-in is still being enabled.
Not yet available
Not available here yet.

This page is in English for now. In the app, English and Hindi are complete.

Coverage as of

See every country

What YOJNA is, and is not.

A private company
YOJNA Cognitive Technologies Private Limited builds YOJNA. It is not a government service.
Official pages have the last word
Every option links to its official page where one exists; if they disagree, the official page is right.
You control your information
See it, correct it, forget it — from inside the app.
Some things need your check
Eligibility can depend on details only you know; YOJNA says so.
Your data
  • We never sell your data.
  • No ads. No advertisers. No data brokers.
  • Encrypted in transit.
  • Your account data is stored in India.
  • Download your data or delete your account, in-app, instantly.

Why we build this

Built by a small team in Maharashtra, India.

About the company

Your preview costs nothing. Pay when it is useful.

Before you pay, YOJNA learns your situation and shows you a preview.

  • Free

    ₹0

    Who it is for

    See whether YOJNA understands you.

    What is included
    • Your situation, understood
    • A preview of what it found for you
    See your preview
  • Starter

    ₹499

    per month · 18% GST added on the web

    Who it is for

    One person, one situation.

    What is included
    • Your plans as conversations — debt, income, career, stability, opportunity, and any problem you add
    • Verified matches for your state: schemes, scholarships, courses, jobs, loans
    • Eligibility checked against your details, with what to bring
    Usage
    • Up to 30 standard answers a day, from YOJNA 1.0
    • Up to 100 deeper answers a month, from YOJNA 1.0 Pro
    Continue with Starter
  • Pro

    Recommended

    ₹999

    per month · 18% GST added on the web

    Who it is for

    Money, work and paperwork moving at once.

    Money and career questions need the deeper answers.

    What is included
    • Everything in Starter
    • Deeper answers on hard money and career questions
    • Business loan and skill subsidy matches for your situation
    Usage
    • Up to 100 standard answers a day, from YOJNA 1.0
    • Up to 400 deeper answers a month, from YOJNA 1.0 Pro
    Continue with Pro
  • Platinum

    ₹1,299

    per month · 18% GST added on the web

    Who it is for

    A household — family sharing, and support from a person.

    What is included
    • Everything in Pro
    • Every scheme and loan we can verify for you, with deadline alerts
    • Business setup subsidies if you want to start something
    Usage
    • Up to 200 standard answers a day, from YOJNA 1.0
    • Up to 900 deeper answers a month, from YOJNA 1.0 Pro
    Continue with Platinum

How billing works

Web today: one monthly subscription; 18% GST is added and shown before you pay. When the iPhone and Android apps arrive, the App Store or Google Play bills the same subscription, tax excluded, and you cancel in your store account.

Covered by our refund policy.

Refund policy

What changed recently.

  1. August 31

    It decides what matters most today

    Shipped

    The most important thing comes first; what you ignore twice moves lower.

  2. September 2

    It can hear “I got it”

    Shipped

    Say a job or scheme came through and it is recorded.

  3. September 2

    Nothing new is invisible

    Shipped

    New things that fit you are matched to you overnight.

You don’t need to have everything figured out.

Tell YOJNA what is happening. It remembers, checks, and comes back.