Policy

Disclaimer

We are not the government, and nobody should ever charge you for a scheme.

Version 1Effective 7 August 2026

Disclaimer

Read this if you read nothing else

Never pay anyone to get a government scheme, a government job or a subsidy. Applying for them is free, or costs only the official fee paid directly to the official portal. Anyone who offers to guarantee approval in exchange for money is defrauding you. That includes anyone claiming to work for us. We will never ask you for money to secure an outcome.

1We are not the government

YOJNA is a private company. We are not a government department, agency or authorised intermediary, and we are not endorsed by any of them. We have no role in deciding your application.

2Information, not advice

What we provide is information and planning. It is not legal, financial, tax, medical, immigration or investment advice. For decisions that need a professional, consult one.

3Accuracy

Scheme rules, eligibility, deadlines and amounts are set by the organisations that run them and change without notice. We collect from official sources, check what we publish and show when each listing was last verified - but we cannot guarantee it is current or complete at the moment you read it. Confirm on the official source before you act, and especially before you pay any fee.

4No guarantee of outcome

We do not promise you a job, a scheme approval, admission, a loan or any particular income. Anyone who does is lying to you.

6Ai-generated content

Parts of your plan are generated by AI. It is good at organising what applies to you and it can still be wrong. Treat it as a well-informed starting point that you verify, not as an authority.

7Report a scam

If someone asks you to pay for a scheme, or claims to represent YOJNA, tell us at grievance@yojna.ai. If it reached you through our app we will remove it.